6 Best Gold IRA Companies (Which Is Best In 2022?)

Best Gold IRA Companies For 2022

If you are looking for the best gold IRA companies for 2022, you may be shocked to see hundreds of businesses advertising in hopes of earning your business. 

The Gold IRA landscape can be a bit overwhelming as you sift through all of your options.

As investing in gold grows in popularity, it seems like a new precious metals IRA firm is opening up their doors every day.

Which firms are the industry leaders? Which companies are highly rated, reputable, with a track record of success? We have got everything covered in this article.

For this round-up, we’ve reviewed 30+ of the biggest names in the gold IRA industry and come up with our top 6 companies for 2022.

We reviewed pros and cons, fees, precious metals selections and products and more so that you can make an informed decision.

Gold IRA Reviews

Each of the companies on this list are highly rated with the BBB, have great company sponsors, and great customer service. We've gone more in-depth for each of these 6 best gold IRA account providers below and included links to in-depth reviews of each company.

Augusta Precious Metals: Most Trusted Gold IRA

Augusta Precious Metals was founded by Isaac Nuriani in 2012. In their decade of business, this gold ira company has built an impressive reputation with customers across the U.S.

Augusta received high marks on ratings companies across the web and is our most recommended gold IRA company. We gave them 5/5 stars in our Augusta review. 

Compared to Goldco (#2 on our list), Augusta is best for a high-touch customer experience and high-networth individuals, however, with a high investment minimum of $50K, Goldco is much more accessible to most investors.

What We Like About Augusta Precious Metals

There’s a lot to like with this firm. Some of the standout features of Augusta Precious Metals include:

• A+ rating with the Better Business Bureau
• Zero complaints filed with the BBB in their 10 years of service
• Triple-A rating with the Business Consumer Alliance
• Hundreds of 5 star reviews on TrustLink
• Member of Ethics.net and the Industry Council for Tangible Assets (ICTA)
• Been in business for 10+ years
• Unique personalized educational webinar for each customer
• Current promotion covering all your Augusta IRA fees for up to 10 years

Augusta prides themselves on providing customer service for the life of your account.

They work with top rated depositories and custodians and are able to get you up and running with some of the lowest annual IRA fees in the industry.

What really stands out with Augusta is the fact that at the time of this writing, Augusta has never had one complaint filed against them with the Better Business Bureau.

In fact, we found very few complaints online for the firm. 

It’s normal and expected to find some complaints for any company with thousands of customers in 10+ years of business. Customer service is something the company takes very seriously.

They’re also the only firm we’ve found with a unique one-on-one personal educational webinar developed by Augusta’s Harvard-trained analyst Devlyn Steele. The webinar is a great opportunity to ask questions and discuss your investment goals.

After you request your gold investor kit, someone will reach out for your shipping address and to set up your one-on-one webinar with someone on their team.

What We Don’t Like About Augusta Precious Metals

Augusta Precious Metals has a $50,000 account minimum for opening a gold IRA which is one of the highest we've seen.

As mentioned below with Goldco, there are others on this list that will work with new accounts as low as $10,000. 

If you meet Augusta’s minimum threshold of $50,000, we believe they are worth considering for your precious metals IRA investments.

Goldco Precious Metals: Best Precious Metals Selection

Goldco Precious Metals was founded in 2006 and quickly established themselves as a prominent player in the precious metals industry. 

They are our second highest rated gold IRA firm, and receive high marks for great precious metals and coins selection, great customer service, and customer satisfaction.

We gave Goldco 5/5 stars for team, pricing, support, security, and metals selection. They were narrowly edged out in this review by Augusta due to Augusta's strong focus on customer education and impeccable customer reviews online.

What We Like About Goldco

Highlights of Goldco Precious Metals include:

• A+ rating with the Better Business Bureau (BBB)
• Founder & CEO, Trevor Gerszt is a member of Ethics.net and the Los Angeles BBB’s Board of Directors
• Been in business for 16+ years
• 5x INC 500 Company
• Triple-A rating with the Business Consumer Alliance (BCA)
• 250+ reviews on TrustLink with a 5 star average rating
• 640+ reviews on TrustPilot with a 5 star average customer rating

CEO Trevor Gerszt and Goldco Precious Metals have been featured in mainstream financial media outlets, the company has made the INC 500 list 5 times in their 16+ years of business.

Goldco makes the whole process of opening a gold IRA simple and easy. 

They have developed partnerships with the top gold IRA custodians, IRS-approved vault depositories, and offer some of the lowest gold IRA fees in the business.

They offer a large selection of gold, silver, platinum, and palladium products. Their metals are competitively priced, and they offer an aggressive buy-back program for your precious metals. 

You can’t go wrong with Goldco Precious Metals. You can request a free investors kit from Goldco here.

What We Don’t Like About Goldco

The company has a minimum investment threshold of $20,000 for your gold IRA. If your total gold IRA investment is under $20,000, you may have to work with a competitor.

Fortunately, there are other highly rated companies on our list that would be happy to facilitate your gold IRA for as little as $10,000. In our comprehensive Goldco review we go over everything you need to know about Goldco, including pricing, fees, pros and cons, and more.

Birch Gold Group: Best For First Time Investors

In business since 2003, Birch Gold Group is one of the oldest and largest gold IRA specialists to make our best gold IRA companies list for 2022. 

What We Like About Birch Gold Group

It was a no-brainer to add Birch Gold to our list of top rated gold companies. Birch Gold has:

• A+ rating with the Better Business Bureau
• Triple-A rating with the Business Consumer Alliance
• 126+ reviews on TrustLink with a 5-star average customer review
• 119+ reviews on TrustPilot with a 5-star average customer rating
• Served 13,000+ customers in the U.S. in almost 20 years of business
• Current promotion of up to $10,000 in free silver with new accounts

Birch Gold Group has streamlined the entire gold IRA process that makes it easy and painless to set up your new account.

Birch offers low cost options for your custodian and IRA storage. The firm has a competitive no-fee gold buy-back program, and the firm gives a priority to ensure no-pressure sales and transparency in pricing. 

Birch offers a wide selection of gold, silver, platinum, and palladium products. The firm also has a low barrier-to-entry, allowing American customers to open a gold IRA with as little as $10,000. 

What We Don’t Like About Birch Gold Group

It was difficult to find all Birch Gold IRA fees and costs with a new account when navigating their website.

We had to contact Birch Gold Group for specifics, however, everything was clear once we reached out to their team. We've broken down all the details on their fees here.

Advantage Gold: Best For Rollovers

Advantage Gold is the youngest company to make our top 6 gold IRA company list for 2022. Launched in 2014 by industry veterans, Advantage Gold is today a recognized leader that you might want to work with for your gold IRA.

What We Like About Advantage Gold

Advantage Gold is a solid contender for your precious metals IRA. The company boasts:

• A+ rating with the Better Business Bureau
• Triple-A rating with the Business Consumer Alliance
• Earned “Best of TrustLink” award with 463+ reviews and a 5 star average rating
• Been featured in Forbes, Wall Street Journal, and is an INC 500 Company
• Member of Industry Council for Tangible Assets (ICTA)
• Member of American Numismatic Association
• Co-founder Adam Baratta is a USA Today best-selling author of “Gold is a Better Way” and “The Great Devaluation”

Advantage Gold is a trusted precious metals IRA firm able to facilitate the tax-deferred purchase of your precious metals. The company focuses much of their efforts on educating customers on gold and silver as well as facilitating gold IRA rollovers. 

Customers can request both of Adam Baratta’s books (free of charge) via their website. Simply cover shipping and handling to have a copy of Gold is a Better Way and The Great Devaluation delivered to your home.

The company has a wide variety of IRA-eligible precious metals, a competitive buy-back program, and transparent fees and pricing. Advantage Gold is worth researching for your precious metals IRA and they’re one of the most experienced firms when it comes to rollovers.

What We Don’t Like About Advantage Gold

As mentioned above, Advantage Gold has not been in business as long as the other companies on this list. We typically like to recommend companies that are established with a track record of 10+ years in the industry.

We do however, believe Advantage Gold is a reputable firm that will still be around in another 10 years.

Their co-founders have been in the precious metals industry for years before setting off on their own and launching Advantage Gold. 

Co-founder Adam Baratta has penned two of the best-selling personal finance books in the last few years.

They’ve been featured in mainstream media outlets, and the firm has earned the “Best of TrustLink” award for their excellence in customer support. 

We are comfortable endorsing Advantage Gold to our readers and have a complete breakdown of their products and services in our review of Advantage Gold.

Regal Assets: Best Alternative Assets Company

Established in 2009, Regal Assets is the only company on our list that can facilitate both your precious metals and cryptocurrencies in the same account.

This (in our opinion) makes them the only true “alternative assets” company on the list. While the other companies on this list are also self-directed IRAs that can facilitate alternative investments, Regal Assets has the experience to help you with cryptos.

What We Like About Regal Assets

Similar to Advantage Gold, the CEO of Regal Assets learned the business working for a top gold IRA company and eventually set off to launch his own. 

We like Regal Assets due to:

• Triple-A rating with the Business Consumer Alliance
• Regal Assets has 1,000+ reviews on TrustLink with a 5-star average rating
• Ranked #20 on the INC 500 list for fastest growing financial services 
• CEO Tyler Gallagher is a member of the Forbes Financial Council
• Featured in Smart Money, Bloomberg, CoinDesk, MarketWatch, and other financial publications

It’s important to note that while Regal Assets focuses on gold IRAs, they’ve added cryptocurrencies to their list of products in 2017.

With Regal Assets, you can buy American Eagle coins and bitcoin through the same account rep. They offer an impressive selection of IRA-approved gold, silver, platinum, and palladium products.

When it comes to cryptocurrencies, they offer more options than any of the bitcoin IRA companies. This is through a unique relationship with Coinbase, the largest and most trusted cryptocurrency exchange in the U.S.

Regal Assets has served thousands of clients and has negotiated very competitive rates for your gold or crypto IRAs. Pricing on bullion bars and coins are very competitive, and the company charges zero fees if you decide to sell back any of your holdings. 

Regal Assets also has a low account minimum, willing to facilitate your gold IRA for as little as $10,000.

This is great because it makes the gold-backed retirement account an investment accessible for many Americans.

The company is worth your consideration as a top gold IRA company for 2022.

What We Don’t Like About Regal Assets

In 2019, the alternative assets company partnered with luxury watchmaker Frank Muller. Regal Assets CEO Tyler Gallagher and Frank Muller designed “Frank Muller Encrypto” watches that act like a piggy bank for your bitcoin.

These are high-end watches used as a cold wallet that can hold bitcoins.

This is a unique business venture, but in our opinion, a distraction from their core business which is alternative assets IRAs.

If you’re in the market for a $20,000 bitcoin watch, check them out. But thousands of clients contact Regal Assets each year for their IRAs, not their luxury crypto watches.

That’s really our only complaint. After much review, we are proud to add Regal Assets to our very short list of gold IRA companies for 2022.

Read our Regal Assets review.

Noble Gold Investments: Best For Customer Service

Noble Gold Investments was launched back in the year 2017. The company has become a popular choice when it comes to precious metal investments because they’re known to go above and beyond when it comes to great customer service. 

Noble Gold Investments specializes in precious metals investments and should be on your radar if you plan on starting a gold IRA. 

What We Like About Noble Gold Investments  

There’s a lot to like about Noble Gold Investments!

Here’s a quick summary of what makes them great:

• Great customer service that really does their best to make sure you’re satisfied
• Huge selection of precious metal coins and bullion 
• Highly secure storage facilities
• Free guides and education options to help you get started

What makes Noble Gold Investments stand apart from their competition is that they have a dedicated team and experienced team of professionals at your service.

The company will go through great lengths to make sure you get the best experience possible with them. For example, they’ll guide and educate you about gold IRAs so that you know exactly what you’re doing when you invest with them.

You also have a ton of investment options when you do business with Noble Gold Investments. As mentioned above, they have a good selection of precious metals products, so they can cater to you no matter what your precious metals preferences are. 

They also have options for gold collectors who want to invest in gold collector coins instead of just regular precious metals options.

Noble Gold Investments keeps all your precious metals safe in their top-tier, high-security storage facilities in the United States. 

What We Don’t Like About Noble Gold Investments

While there’s a lot to like about Noble Gold Investments, no company is perfect. Read through these and consider if they’re dealbreakers or not:

• Noble Gold Investments does not put their coin prices online. This information is not made available online. 
• Noble Gold Investments has only been around since 2017. They’re a fairly young company compared to some of the other more established options on this list.
• All of Noble Gold Investments precious metals are stored in the U.S.A. This makes them more expensive and also a bad choice if you live outside the U.S. 

These aren’t serious red flags that should make you run for the hills but they might make Noble Gold Investments the wrong choice for you.

More Gold IRA Companies 

In addition to the ones on this list, we are creating comprehensive reviews of all the top gold IRA firms around the country. While some of these didn't make it onto our main list of the "best gold IRAs", they are still worthy of your consideration. 

• Fidelity Gold IRAs are an option if you're a customer of Fidelity and looking to work with a larger firm, however there are some drawbacks to their precious metals IRAs. Read our full Fidelity gold IRA review to see if Fidelity is right for you.
• Rosland Capital is another option for gold IRAs. They have a straightforward fee structure, huge coin selection, and decent length of time in the market. You can read our Rosland Capital gold IRA review for more information. 
• American Hartford Gold is a Los Angeles based gold IRA provider. They make it easy to sign up for a precious metals IRA and can facilitate a rollover in as little as 3 days. You can read our review of American Hartford gold here.
• Oxford Gold Group is one of the older gold IRA account providers, having been in business for almost 20 years. They have a 24/7 customer service team, flexible fee structure, and great customer service. Review coming soon.
• Patriot Gold Group stands out as one of the most affordable options out there, making investing in gold as affordable as it gets. You get no fees for life and there are no management costs. Review coming soon.
• Orion Metal Exchange has competitive pricing and over 50 years experience with precious metals investing. There's no transfer or account setup fees, and they make it easy to select coins and bullion. Review coming soon.
• Lear Capital has a ton of experience with 401(k) rollovers and other retirement account rollovers into gold. They have an experienced gold investment team, a low investment minimum at $7,500, and transparent fees. Review coming soon.

Is a Precious Metals IRA Right For You?

A precious metals IRA might be exactly what you need to prepare for your retirement. However, only you can be sure about your needs. 

Precious metals IRAs are a decently safe retirement investment option with good growth potential. 

Here’s some benefits to investing in a precious metals IRA:

• Investing in precious metals, especially gold, is a proven way to beat inflation over the long term. 
• Precious metals are always highly sought after which makes them easy to sell off when you need to. They’re called precious metals for a reason.
• Precious metals IRAs come with a physical asset instead of paper assets. For example, if you invest in a gold IRA, you own actual gold. 
• Precious metals IRAs are tax-advantaged so you pay minimal taxes compared to other forms of investing.  
• You can jump into precious metals IRAs quite easily using rollovers and your readily available investment funds.

You can either use your precious metals IRA as your main investment vehicle or as a safe hedge in case your main investments go south.

Precious Metals Spot Prices

You gold IRA performance and the cost of the gold you purchase for your IRA is dependent upon precious metals market prices, which vary constantly. 

Before purchasing gold or silver (or other metals), make sure you understand how spot pricing works and speak to your IRA representative to help you make the best decision.

Below is an interactive chart on precious metals spot prices going back 10 years:

How We Researched The Best Gold IRA Companies

In our research, we reviewed precious metals IRA firms based on the following criteria: 

• Length of time in business
• Ratings on verified review sites like the BCA, BBB, TrustLink, TrustPilot, & Yelp
• Reputation in the precious metals industry
• Endorsements from trusted financial publications and media outlets
• Pricing, fees, buy-back program, and promotions

How To Open a Gold IRA Account  

Opening a gold IRA account is usually pretty straightforward but it’ll vary from company to company. 

Here’s a basic step-by-step list of how to open a gold IRA with most companies: 

1. Choose the gold IRA company you want to work with. Do your due diligence and choose an IRA provider that best suits your own needs. 
2. Open an account with the company you chose. Most companies will usually let you open an account with them online. 
3. However, there’s usually phone options available and you can also usually open accounts at a company's physical location.
4. Choose the gold IRA you want to open and what you want to invest in with your gold IRA.
5. Put in money to your gold IRA or do a rollover from a qualifying retirement account. You can either put in cash directly to your account or rollover another readily available retirement account that you have. Or you can do both.
6. Continue investing in your retirement with your gold IRA. Keep investing and watching your nest egg grow!

What Is A Gold IRA?

An “IRA” is an “individual retirement account”. IRAs let you hold assets, save money and grow your retirement funds in a tax-advantaged account for your eventual retirement.

A gold IRA works a lot like a traditional IRA. It’s a self-directed IRA and tax-advantaged retirment account that lets you buy and hold physical gold assets such as gold coins, gold bullions or gold collector coins. 

It should be noted that “gold IRA” and “precious metals IRA” are frequently used interchangeably. This means that people will say that they hold silver or platinum in their “gold IRA”.

Why Invest In Gold IRAs? 

There are a lot of good reasons to invest in a gold IRA.

The main reasons are:

• Precious metals are an investment choice that has a track record for steady and healthy growth.
• Gold in particular is a great hedge against inflation. 
• Gold IRAs are a way to invest in gold while paying a small amount of taxes since IRAs in general are tax-advantaged. 

Even if gold and other precious metals aren’t your main investment vehicle, you should look into gold IRAs to help diversify your investments in general. It’s always good to hedge your bets.

Final Thoughts - Which Gold IRA Company is Right For You?

For this article, we’ve reviewed 30+ gold IRA companies and believe you can’t go wrong with any of the 6 firms listed on our site. 

Visit their websites. Request their free investor kits and review their material. We recommend requesting information from more than one company and comparing their offers. Don’t hesitate to ask questions and get all pricing and fees in writing. 

Often, companies will run incentives. For example, Augusta Precious Metals will cover all IRA fees for up to 10 years. Birch Gold will give you up to $10,000 in silver free (with qualifying accounts).

Make sure to ask as one of these promotions might be enough incentive to choose one company over another. Due diligence today will ensure you’re working with the best gold IRA company for 2022.