GoldenCrest Metals Review: Best for Gold IRAs?

As inflation, debt levels, and market volatility continue to erode trust in traditional paper-based retirement accounts, more Americans are turning to physical assets like gold and silver. That’s where GoldenCrest Metals comes in—a fast-rising player in the precious metals IRA space.

In this in-depth review, we take a closer look at GoldenCrest Metals’ products, fees, customer reviews, account setup process, and how it compares to other top-rated Gold IRA companies. 

We've reviewed all of the top Gold IRA companies, and have ranked GoldenCrest Metals #1 for 2025. Read our 'Best Gold IRA Companies' review here for the full list. 

Whether you're a first-time buyer or a seasoned retirement saver looking to diversify, this guide offers a clear, unbiased view of what GoldenCrest has to offer.

Company Background & Leadership

GoldenCrest Metals was founded in 2023 and is headquartered in Calabasas, California. Although the company is new, its leadership team brings over 20 years of combined experience in the precious metals industry. 

CEO and founder Rich Jacoby’s mission with GoldenCrest is to provide customers transparency, honesty, and personalized service—qualities that have helped it quickly gain traction among retirement savers.

GoldenCrest has been featured in major media outlets such as Fox Business, NewsMax, CNBC, and The Blaze. The company has also earned high profile endorsements from prominent figures like Gregg Jarrett, Michael Savage, and Bob Iaccino, adding credibility and educational firepower to its brand.

Product & Service Offerings

GoldenCrest Metals offers a full suite of precious metals services tailored for retirement and wealth preservation. These include:

• Gold IRAs: Self-directed IRAs backed by physical precious metals.

• Direct purchases: Buy gold, silver, platinum, or palladium for personal delivery or storage.

• Buyback program: Liquidity and ease when you're ready to sell, backed by a straightforward process.

Fees, Pricing & Minimums

GoldenCrest is among the most transparent dealers regarding costs and thresholds. Here's an overview:

• IRA Minimum Investment: $10,000

• Cash Purchase Minimum: $10,000

• Custodian: Entrust Group — $199/year (waived up to 5 years, depending on account size)

• Storage: Delaware Depository — 0.005% annually (often waived initially)

Backed by industry veterans, GoldenCrest saw what other dealers are charging customers for bullion products. They set out to offer customers common bullion products at a lower markup.

With GoldenCrest Metals, you get low premiums over spot, with no hidden markups. New customers can benefit from their limited time promotional offers which further offset costs.

>> Request Your Free Gold IRA Guide from GoldenCrest Metals to Learn More. 

Buyback Program 

GoldenCrest Metals simplifies reselling through its unique buyback program. When you're ready—whether for retirement withdrawals or portfolio rebalancing—you can sell your metals back directly to them. The process includes:

1. Customer initiates sale request

2. GoldenCrest provides a market-based buyback quote

3. Metals are liquidated and proceeds transferred

Before deciding on a Gold IRA company - get the buyback policy in writing… 

Some companies lead with their attractive promotional offers to get you in the door, but then fall short on impressing customers with their buyback pricing when it’s time to sell.

Get buyback policies in writing from two - three companies. Open your Gold IRA with a company that offers a fair and competitive price for your metals.

Bonuses & Promotions

GoldenCrest offers some of the most customer-friendly bonuses in precious metals today:

• Up to 5 years of waived custodian & storage fees

• 10% silver rebate on qualifying purchases (up to $25,000 in silver value)

• Free home safe for cash purchases over $10,000

These incentives add real value—especially for new Gold IRA customers opening an account with $50,000 or more..

Customer Testimonials (Average 5‑Star Experiences)

GoldenCrest consistently earns top reviews across platforms.

From Google, Better Business Bureau, or Trustpilot reviews, the company’s customer feedback shows that GoldenCrest Metals delivers a 5-star experience.  A couple of examples:

Scroll through verified customer reviews for yourself, and you’ll find knowledge, patience, and transparency consistently mentioned in their experience working with GoldenCrest Metals. 

Market Context & Strategic Timing

With national debt climbing, the Federal Reserve adjusting interest rates, and inflation still lingering, many financial experts advocate for diversification in alternative stores of value. 

GoldenCrest’s educational materials frequently feature market analysis, showing how precious metals can help hedge economic uncertainty.

They position themselves as a guide, not just a dealer—empowering retirement savers to make informed decisions in turbulent times.

Pros & Cons

Pros

• Low $10K minimum for IRAs and cash purchases
• Generous incentives including silver rebates and waived fees
• Transparent fee structure with upfront cost breakdowns
• Trusted partnerships with Entrust Group and Delaware Depository
• Aggressive buyback program with quarterly audit transparency
• Boutique-style service and real education

Cons

• While the team has decades experience in precious metals and finance, this is a newer company, founded in 2023
• Website lacked pricing and fees information. We had to get on the phone to get information for this GoldenCrest review. 

Who GoldenCrest Metals Is For

GoldenCrest Metals serves a wide range of U.S. precious metals needs. Their average customer:

• Has $20,000+ in a retirement account and just wants to have an expert help move a portion of it into a physical gold and silver IRA.
• Is interested in buying $10,000+ of precious metals for home delivery, but needs personalized guidance from a gold expert before buying. 

The company opens new accounts daily, with new Gold IRA accounts that range from $10,000 to $1 million. 

With low account minimums, GoldenCrest Metals works with Americans from all economic backgrounds and financial situations. 

Who GoldenCrest Metas is Not For

While GoldenCrest is excellent for many, it's not perfect for all gold buyers. If you're:

• Interested in rare coins or collectibles (numismatics)—they can source your metals, but this isn't their focus.
• Interested in buying under $10,000 worth of gold and silver. If your goal is to purchase a few gold coins, you’re better off finding an ecommerce store or a local coin shop.

>> Request Your Free Gold IRA Guide from GoldenCrestMetals.com.

How to Get Started

Regardless of if you’re making a $10,000 cash purchase or opening a $500,000 Gold IRA… your first step is to request your free guide from GoldenCrest Metals’ website. 

Their free guide serves both as an educational resource as well as a sales tool to show why GoldenCrest Metals is the right choice.

Use this guide to learn more about their products and services. Compare their guide with those of their competitors (examples below). 

If you decide that GoldenCrest Metals is the right company for your precious metals needs, pick up the phone and consult with one of their specialists. Make sure to ask questions.

Whether you decide to work with GoldenCrest Metals or a competitor - get all promises made in writing. The best companies will do this without you having to ask. 

Your personal account specialist can hold your hand each step of the way in opening your new account and rolling over funds from your old 401(k) or IRA.

Your account rep can help assist in choosing common bullion bars or coins for your IRA - and ensure the safe (fully insured) delivery of your coins to Delaware Depository for storage. 

Their white-glove approach reduces confusion, paperwork delays, and hidden fees.

FAQ Section

What is the minimum purchase?

The minimum is $10,000 for both IRAs and cash purchases.

How long are custodial and storage fees waived?

GoldenCrest offers up to 5 years of waived fees, depending on your account size.

Can I sell my metals easily? 

Yes. Their buyback program lets you liquidate directly with GoldenCrest, often quickly and at market rates.

Can I take delivery later? 

Yes. While most keep assets in secure storage, you can opt for delivery of IRA-eligible metals under IRS rules.

What metals can I hold? 

GoldenCrest offers a wide selection of IRS-approved gold, silver, platinum, and palladium coins and bars for IRAs. They also cater to collectors interested in precious metals that fall outside of IRA eligibility requirements. 

Are the stored assets insured?

Yes. Delaware Depository vaults are fully insured and audited quarterly for reassurance.

How long do rollovers take?

Most IRA rollovers are completed within 1–2 weeks after paperwork submission.

Why a Gold IRA?

With rising inflation, mounting national debt, and increasing market unpredictability, many Americans are concerned about the erosion of purchasing power within traditional retirement accounts like 401(k)s and Roth IRAs. 

A Gold IRA allows you to hold physical, IRS-approved precious metals—including gold, silver, platinum, or palladium—within a tax-advantaged, self-directed retirement account. This offers diversification away from fiat currencies, bridges gaps during stock market downswings, and provides a tangible asset hedge over the long term. 

Plus, the IRS rollover rules enable customers to move money from existing retirement accounts tax-free, making Gold IRAs both accessible and strategic.

How GoldenCrest Metals Compares to Other Gold IRA Companies

When evaluating GoldenCrest Metals, it’s helpful to see how the company stacks up against other well-known players in the Gold IRA space. 

Some other top companies include: Birch Gold Group, American Hartford Gold, and Augusta Precious Metals.

Birch Gold Group is one of the most established names in the industry and shares GoldenCrest’s $10,000 minimum purchase threshold. Birch is known for its educational approach and high customer satisfaction, with endorsements from prominent figures like Ben Shapiro and Steve Bannon. 

While Birch offers a strong onboarding experience and helpful content for first-time buyers, their promotional offerings tend to be more modest compared to GoldenCrest’s generous incentives like a 10% silver rebate, a free home safe for qualifying cash purchases, and up to five years of no storage or maintenance fees.

American Hartford Gold also matches GoldenCrest with a $10,000 minimum but positions itself more aggressively with its marketing and promotional tactics. The company frequently advertises up to $15,000 in free silver for qualifying purchases and has built a large presence thanks to endorsements from figures like Bill O’Reilly. 

AHG is a large volume operation. This may appeal to some customers when compared to GoldenCrest’s boutique, low-pressure customer service model. Request information from a few companies to find the dealer with the right approach for your needs.

Augusta Precious Metals has a minimum IRA requirement of $50,000. This high threshold allows their team to offer more personalized attention to a smaller customer base. 

The company's one-on-one educational webinars are designed by their Harvard-trained analyst, which add value for those making a significant allocation to precious metals. However, if you’re not interested in sitting through webinars, GoldenCrest offers a more accessible entry point while still delivering strong customer support and transparency.

Again, always compare promotions, products, and reviews.

A reputable gold company will encourage you to research and speak with two or three companies before making a purchase. 

This is your retirement savings! So take your time to find the right fit for you.

Request Your Free Gold IRA Guide from GoldenCrestMetals.com.

Gold IRA Setup Timeline & Paperwork Overview

Setting up a Gold IRA with GoldenCrest Metals is designed to be smooth and efficient, especially for first-time buyers. However, it’s helpful to understand the typical timeline and documentation involved so you know what to expect.

After requesting a free info kit and speaking with a GoldenCrest specialist, most customers begin by completing a basic IRA application—this includes standard personal information, a funding method (rollover or new contribution), and custodian consent. 

GoldenCrest partners with Entrust Group to serve as the self-directed IRA custodian, so you’ll also fill out a custodial agreement and account setup form.

If you’re rolling over an existing 401(k), 403(b), or IRA, a transfer form is submitted to your current custodian. This part can take anywhere from 3 to 10 business days, depending on the financial institution.

Once your funds arrive, GoldenCrest works directly with you to select IRS-approved metals. The metals are then shipped to the Delaware Depository for secure, insured storage. 

The entire process—from consultation to storage—can take 7–21 days, depending on rollover speed and how quickly paperwork is submitted.

GoldenCrest’s Educational Resources & Expert Content

One area where GoldenCrest Metals separates itself from the crowd is its commitment to education over aggressive sales. The company offers a free Wealth Protection Guide with every information request, helping customers understand how Gold IRAs work, what metals are IRS-approved, and how diversification into physical assets fits into a broader retirement strategy.

GoldenCrest has also partnered with Bob Iaccino, a well-known financial commentator featured on CNBC, Fox Business, and Bloomberg, to deliver timely market analysis and explain macroeconomic forces that impact precious metals.

Their content often addresses questions like:

• “Why is gold a hedge against inflation?”
• “How do interest rates impact precious metals?”
• “What are the tax implications of a Gold IRA rollover?”

This approach is especially helpful for conservative retirement savers looking to make informed decisions rather than being pressured into a quick sale.

Common Pitfalls to Avoid with Gold IRAs

GoldenCrest’s transparent, customer-first approach is a refreshing contrast to some of the more aggressive players in the industry. That said, first-time Gold IRA buyers should still be aware of common pitfalls when choosing a dealer or setting up an account. If you decide to work with a different company, make sure to:

• Avoid exclusive or collectible coins: Some dealers push high-markup numismatics or proof coins that aren't ideal for IRA purposes. Stick to common bullion coins and bars that are IRA-approved.
• Watch out for hidden fees: Some companies advertise “no fees” but bake extra costs into the metal premiums or backend account charges. Always compare total costs.
• Verify custodian relationships: Your IRA must be administered by a qualified, IRS-compliant custodian. GoldenCrest uses Entrust Group, a well-regarded firm in the SDIRA space.
• Understand liquidity limits: Not all dealers offer a clear buyback program. GoldenCrest’s transparent buyback process ensures you can sell back metals with ease when the time comes.

By staying informed and asking the right questions, you can protect your retirement savings and avoid overpaying for your precious metals.

Final Verdict

GoldenCrest Metals may be a newer player in the Gold IRA market, but it’s already making a name for itself through transparency, low fees, and excellent customer support. 

Its strong promotional offers, paired with a low $10K minimum, make it an ideal starting point for those looking to diversify their retirement with physical gold or silver.

While it doesn’t yet have the decades-long track record of some legacy providers, GoldenCrest’s fresh approach, boutique service, and consistent 5-star customer experiences make it a serious contender in the precious metals space.