Getting Started With Investing [Ultimate Guide]

Investing: the art of growing your wealth by betting on future market outcomes... is it a good option for you and your family?

investing

When it comes to investing, there are a lot of different options available. You can invest in stocks, bonds, real estate, commodities, and more. With so many choices, it can be difficult to know where to start. On this page, we will discuss all of the different types of investing and organize all of our content topically so you can quickly find what you need.

Keep in mind this page is a work-in-progress, so expect it to evolve as we add new content!

Grow Your Wealth

Investing is one of the prime ways in which individuals and entities can grow their wealth assymetrically.

Secure Your Retirement

Find ways to secure your retirement with various retirement accounts like IRAs, and more.

No Risk, No Reward

Investing is risky, but with no risk, comes no reward. Always consult a financial advisor when it comes to investing.

Getting Started With Investing

So where should you start? The best place to start is by doing some research and then speaking with a financial advisor to get guidance tailored to your unique situation.

With so many options available, it's important to have someone who can help you navigate the world of investing and find the right solution for you.

On this page, you'll discover the most common types of investments and supplementary content for more research.

What Is Investing?

Quite simply, investing is the act of putting money into a financial asset in order to gain a profit. 

Types of Investment Products

While not an exhaustive list by any means, these are some of the most common types of investment vehicles: 

  • Stocks
  • Bonds
  • Real Estate
  • Commodities
  • Cryptocurrecy
  • Precious Metals
  • ETFs
  • Retirement
  • Trading

Precious Metals (Gold, Silver, Platinum, Palladiums, and More!)

Investing in precious metals

Precious metals investing typically refers to investing in gold, silver, platinum, and palladium. These metals are valuable commodities that have been used as currency and investment vehicles for centuries. Precious metals offer investors a number of benefits, including hedges against inflation and portfolio diversification. Gold is the most popular precious metal for investing, but silver, platinum, and palladium can also be good choices.

When investing in precious metals, there are a few different ways to do it. You can purchase physical metal bullion, IRAs, or you can invest in ETFs or mutual funds that track the price of precious metals. You can also trade futures contracts or options on precious metals.

See all of our precious metals investing content below: 

Cryptocurrency (Bitcoin, Ethereum, and More!) 

cryptocurrency investing

Cryptocurrency investing typically refers to investing in Bitcoin, Ethereum, and other digital currencies. These are relatively new asset classes that have only been around for a few years. Cryptocurrencies (AKA virtual currencies, or just "crypto") offer investors a number of benefits, including the potential for high returns, decentralization, and anonymity. Bitcoin is the most popular cryptocurrency for investing, but Ethereum and other altcoins can also be good choices.

When investing in cryptocurrency, there are a few different ways to do it. You can purchase digital currencies directly, trade futures contracts or options on cryptocurrencies, or invest in ETFs or mutual funds that track the price of cryptocurrencies. You can also mine digital currencies, though this is generally only profitable if you have access to cheap electricity and specialized hardware. 

See all of our cryptocurrency investing guides here:

Bonds

Investing in Bonds

Bonds are debt securities that are issued by corporations and governments. When you invest in bonds, you are lending money to the issuer. Bonds typically have a fixed interest rate and maturity date. When the bond matures, the issuer will repay your original investment plus interest. Bonds can be traded on bond markets, and there are a variety of different strategies that can be used when investing in bonds.

Stocks & Trading

Investing in stocks

Investing in stocks is one of the most popular forms of investing. When you invest in stocks, you are buying a piece of ownership in a company. You can make money from stocks by selling them for more than you paid, or by receiving dividends (a portion of the company's profits). Stocks can be traded on stock exchanges, and there are a variety of different strategies that can be used when investing in stocks.

Real Estate

Real Estate Investing

Real estate investing typically refers to investing in properties such as apartment buildings, office buildings, retail space, and land. Real estate offers investors a number of benefits, including the potential for high returns, diversification, and inflation protection. When investing in real estate, there are a few different ways to do it. You can purchase properties directly, invest in REITs or mutual funds that track the performance of the real estate market, or trade futures contracts or options on real estate. 

Retirement Investing

investing for retirement

Investing for retirement is one of the most important things you can do. When you invest for retirement, you are setting aside money now so that you will have enough to live on when you retire. There are a number of different ways to invest for retirement, including investing in stocks, bonds, real estate, and precious metals. You can also set up a retirement account such as an IRA or a 401(k).

Commodities

investing in commodities

Investing in commodities is a way to invest in the materials that are used to produce goods and services. Commodities include things like metals, energy, agricultural products, and livestock. When investing in commodities, you can purchase futures contracts or options on commodities, or invest in ETFs or mutual funds that track the price of commodities. 

Exchanges & Brokers

exchanges and brokers

A stock exchange is a marketplace where stocks (pieces of ownership in businesses) are traded between investors. The three major U.S. stock exchanges are the New York Stock Exchange (NYSE), the Nasdaq, and the Chicago Board Options Exchange (CBOE).

A broker is an individual or firm that buys and sells securities on behalf of their clients. When you buy or sell stocks, you will need to use a broker. There are a variety of different brokers, including online brokers and full-service brokers. It is important to choose an exchange or broker that is regulated by the Securities and Exchange Commission (SEC). 

Frequently Asked Questions About Investing

What are the different types of investing? 

The different types of investing include stocks, bonds, real estate, cryptocurrency, and commodities. 

How do I start investing? 

You can start investing by opening an account with a broker or investment firm. You can also start investing by purchasing shares in a company or investing in a mutual fund. 

What are the benefits of investing? 

The benefits of investing include the potential for high returns, diversification, and inflation protection. 

How much money do I need to start investing?  

You can start investing with as little as $100. 

What are the risks of investing? 

The risks of investing include the possibility of loss through market volatility. 

What are the best investments for beginners?  

The best investments for beginners include stocks, mutual funds, and ETFs. 

Can I lose money investing? 

Yes, you can lose money investing. However, if you diversify your investments and don't put all of your eggs in one basket, you can minimize the risk of loss. 

Is investing a good idea?  

Investing is a good idea if you're looking to grow your money over time. However, it's important to remember that investing comes with risk, and you can lose money. 

When should I start investing? 

The sooner you start investing, the better. Time is one of the most important factors when it comes to investing, as it allows your investments to compound and grow over time. 

Conclusion - Is Investing Right For You?

Cryptocurrency, stocks, bonds, real estate, retirement investing, commodities, precious metals. These are just a few of the different forms of investing that you can do.

There are many more, such as investing in art, collectibles, and derivatives. No matter what your investment goals are, there is likely a form of investing that can help you achieve them.

But is it right for you?

Your first step should be to consult a financial advisor, then do your research and consider which investing options are right for you before jumping in.