In this Regal Assets review, we’ll take a close look at the company’s history, their IRA fees, online reputation, and more.
In business since 2009, Regal Assets is one of the larger precious metals IRA companies doing business in the U.S.
In a crowded niche market, Regal Assets specializes in both precious metals and cryptocurrencies, making them a true “alternative assets” IRA provider.
But is the company legit? Why choose Regal Assets over one of their competitors?
Let’s dive in.
Regal Assets Review: What Sets Regal Assets Apart?
Regal Assets is one of the first and only gold IRA companies to expand their offerings into cryptocurrencies. In our Regal Assets review, we explored everything about the gold IRA company, including pricing, fees, products, reputation, and more. We found that they are a trustworthy company, with great service. We gave them 4.5/5 stars.
Highlights of our Regal Assets review:
- Regal Assets has very low account minimums. You can get started with as little as $5,000 for cash deals and add precious metals to your retirement portfolio with as little as $10,000.
- Great for retirement account transfers. If you want to rollover your 401(k) or IRA for the purchase of precious metals, Regal Assets can do it and will help you every step of the way.
- Regal Assets is a great choice if you want to purchase cryptocurrencies as well as precious metals. If you want to buy Bitcoin, Ethereum, or other crypto assets in your SDIRA, Regal Assets can facilitate that. You can mix these assets within the same IRA and have it all done through the same Regal account representative.
The addition of Bitcoin and other crypto investments is what really sets Regal apart, in our opinion.
With most gold IRA companies, If you wanted to diversify your gold IRA into other alternative assets, you would have to work with two different departments of two separate companies in order to set up your new account.
With Regal Assets it can all be done under the same roof - streamlined and simple. If you’re considering adding both cryptocurrencies and precious metals to your IRA, you should strongly consider working with Regal Assets.
Regal Assets - Company History
Regal Assets was launched in 2009. Located in southern California, the company has established itself as one of the most recognizable names in the precious metals industry.
In 2013, Regal Assets ranked #20 on INC 500’s list for financial services. The firm has been featured in Forbes, Smart Money, RT America, Bloomberg, MarketWatch, and more.
Who Is Tyler Gallagher?
CEO Tyler Gallagher has been quoted in The Huffington Post, Bitcoin.com, and is a member of the Forbes Financial Council - an invite only community for senior leaders in finance.
As the CEO and founder of Regal Assets, he’s brought the company to over $1 billion in assets under management, and helped propel them into one of the most sought after gold IRA companies.He’s also a contributor to Forbes Magazine and has founded several other companies.
What is a Regal Assets IRA?
A Regal Assets IRA is a form of Self-directed IRA (SDIRA) that allows you to invest in alternative assets like gold and cryptocurrencies, and hold them in a tax-advantaged retirement account.
We recommend a Regal IRA if you’re looking to mix cryptocurrencies with precious metals.
In the next few sections, we’ll go over their specific products and investment vehicles.
What Precious Metals Can I Hold in a Regal IRA?
Regal Assets specializes in gold IRAs, but can also facilitate the cash purchase of other IRA precious metals.
The company has a wide selection of gold IRA-eligible bullion bars and coins to choose from, but can also source non-IRA eligible coins for your personal collection if that’s what you’re looking for.
Just a small example of the gold, silver, platinum, and palladium products you can buy for your Regal gold IRA:
- Gold, Silver, and Platinum American Eagles
- Gold American Buffalos
- Gold, Silver, Platinum, and Palladium Canadian Maple Leafs
- Gold and Silver Austrian Philharmonics
- Gold Chinese Pandas
- Gold South African Krugerrands
- Silver Australian Kookaburras
- Silver and Platinum Australian Koalas
- Silver Britannia Coins
- 1-50 gm. Credit Suisse Gold Bars
- 10 oz. Johnson Matthey Silver Bars
- 1-10 oz. Credit Suisse Palladium Bars
Many Americans like to stick with the popular coins such as the American Eagles and Canadian Maple Leaf coins for retirement accounts.
You may choose to go with the more common precious metals, but know that Regal Assets offers a large selection of bullion products for your precious metals IRA.
As a gold IRA investor, you have more than enough gold, silver, platinum, and palladium bullion options with Regal Assets gold products.
What Cryptocurrencies Can I Hold in a Regal IRA?
When compared to the other bitcoin IRA companies, Regal Assets has the largest selection of cryptocurrency options for your investment.
Some crypto IRA companies are slower to make new coins available to their customers.
Regal Assets prides themselves as having the largest selection of crypto for inclusion in your retirement account.
A quick look at some of the cryptocurrencies Regal Assets currently offers include:
- Bitcoin Cash
- Bitcoin SV
- Ethereum Classic
If you’re interested in diversifying your retirement or investment portfolio into alternative assets, but do not want to select the metals or cryptocurrencies for your account, Regal Assets has put together recommended investment packages that you can choose as an investment option.
Regal Assets Investment Packages
The Merchant Package, for example, is their smallest package starting at $5,000. This is a mix of both gold and silver bullion bars and coins.
The company has packaged six separate portfolios for investors at all levels, ranging from $5,000 to $250,000 for investors to select.
- Merchant Package ($5,000)
- KnightHood Package ($10,000)
- Legacy Portfolio ($25,000)
- Kingship Portfolio ($50,000)
- Dynasty Portfolio ($100,000)
- Coronation Portfolio ($250,000)
Their smaller packages are typically cash sales with investors buying metals for home delivery.
Regal Assets starts adding cryptocurrencies to their pre-packaged portfolios with the Legacy Portfolio.
Take a look:
Most precious metal IRA customers are in the range between the Legacy Portfolio, Kingship Portfolio, or Dynasty when it comes to their retirement accounts.
Regal Assets’ $250,000 Coronation Portfolio is designed for institutional investors or high net-worth individuals.
WIth each of these packages, your account rep can work with you to custom tailor your account, mixing either physical precious metals or cryptocurrencies (or both) to fund your Regal IRA.
Regal Assets Fees and Pricing
The Regal Assets team has served thousands of customers across the United States in their 13+ years of business.
In this time, they’ve secured relationships with the top self-directed IRA custodians and vault depository companies in the industry.
They’ve also been able to negotiate on fees for their customers, making their gold and crypto IRA offerings very competitive with what others are offering in this space.
Let’s go through the various Regal Assets fees below.
Regal Assets Gold IRA Fees
Regal Assets has worked with several of the top custodians and vault storage facilities over the years. At the time of this writing, they use CNB Custody as their preferred self-directed IRA custodian and Brinks Global Services as their partner vault storage provider.
With a Regal gold IRA account, you can expect to pay a flat rate of $125 annually for segregated vault storage, and pay a flat $90 annually for custodial fees to CNB.
This comes out to a total of $215 annually to maintain your Regal IRA in compliance with the IRS.
Important note: Regal Assets will cover all first year fees (and account setup fees) for your new gold or crypto IRA accounts. The $215 in annual storage and custodial fees do not kick in until the second year that your precious metals IRA is active.
Regal Assets Crypto IRA Fees
If you’re buying both precious metals and cryptocurrencies with your Regal IRA, the fee structure is slightly different. The $125 annual Brinks storage fee remains the same.
The custodial fees bump up to $240 annually and include a monthly fee of .005% of your total account holdings.
This adds up to $360+ in annual fees for investors holding both precious metals and cryptocurrencies in your alternative assets IRA.
When comparing bitcoin IRA companies, it’s important to note that Regal Assets offers secure fully insured cold-storage of your crypto holdings in compliance with IRS tax rules.
Regal is the first company in the alternative assets IRA market with a crypto trading license, and they offer the largest selection of coins.
If there’s a specific cryptocurrency that you want for your IRA - Regal is willing to source it for your IRA. This is something we haven’t found from their competitors.
Regal Assets Gold Buy-Back Program
You may be interested in holding your Regal IRA account for the long haul, but at some point you may want to take distribution or liquidate metals from your account.
At that time, you can have your precious metals delivered to your home or any other destination of your choice.
Regal can have your metals shipped directly from your IRS approved depository to any U.S. location within 7 days. Regal Assets insures all metals, providing safe transport of your investments during delivery.
If they miss this 7 day deadline, the company will send you a free Silver American Eagle coin for your troubles!
If you choose to sell your metals for their cash value, you also have a guaranteed buyer with Regal Assets.
In our research, Regal Assets offers one of the most generous precious metals buy-back programs in the industry.
Some gold IRA companies claim to offer top dollar for your metals, only to end up charging extra fees and applying other trickery to profit during the buy-back process.
Ask your Regal Assets account rep about their buy-back program and compare it with other dealers you're vetting. When discussing with any gold IRA company, make sure to get all fees in writing.
If you’re planning on having your home storage gold IRAs are not recommended by the IRS and can land you in serious trouble.
Regal Assets Reviews: Reputation & Complaints
Online Regal Assets reviews reveal mostly positive customer reviews and ratings for the precious metals IRA company.
They also have a lot of verified reviews posted on their website:
A few websites that stand out in our research:
- BirdEye: Regal Assets has earned a 4.9 star average rating based on 1,739+ customer reviews
- TrustLink: Regal Assets has earned a 4.5 star average review rating based on 1,086+ customer reviews and complaints.
- Better Business Bureau: Regal Assets currently has a B- rating with the BBB.
- Business Consumer Alliance: Regal Assets holds an AAA rating with the BCA and has a 5 star average review based on 57 client reviews on the platform.
- TrustPilot: Regal Assets reviews show a 4 out of 5 star average review on TrustPilot based on 5 customer reviews.
Regal Assets Review: Pros and Cons
Every company has their pros and cons. In this Regal Assets review, we’ll dig into the good, bad, and the ugly with this gold IRA firm.
Pros: What we Like about Regal AssetsWe’ve added Regal Assets to our short list of recommended IRA companies for precious metals and cryptocurrencies. Their biggest wins:
Cons: What We Don’t Like About Regal Assets
No company is perfect. When vetting a precious metals IRA dealer for your investments, it’s important to weigh out the pros and the cons when deciding which firm to invest your money with. In this Regal Assets Review, below are our biggest complaints:
We reached out to Regal Assets and a company rep confirmed they’re actively working with the BBB to establish accreditation and improve this score.
Regal Assets Alternatives
Here's a few reviews of great Regal Assets Alternatives if you're shopping around and undecided on the best gold/crypto IRA:
- Augusta Precious Metals (our top recommendation)
- Goldco Precious Metals (great if you're new to gold IRAs)
- Advantage Precious Metals (great for rollovers and transfers)
- Birch Gold Group
- ITrustCapital (Primarily a Crypto IRA, but they do have precious metals)
Frequently Asked Questions About Regal Assets
Yes. In our review, we found that Regal Assets is legit. While you can find some negative reivews online, overall sentiment is positive and Regal Assets is considered trustworthy by most customers and ratings companies.
Most people invest in precious metals for a variety of reasons: to hedge against inflation, to grow wealth longterm, and to protect retirement income. Whether or not you should invest in precious metals is up to you. Make sure you do your due dilligence, discuss your needs with a financial advisor, and make smart decisions for yourself and your family.
Regal Assets Review - Final Thoughts
In our Regal Assets review, the precious metals specialist is a clear top contender for your precious metals IRA.
Many Americans want to move money out of the stock market and into alternative assets. The Regal IRA offers diversity with both precious metals and crypto, with a wide selection of gold, silver, platinum, and palladium bars and coins for your investment needs.
The prepackaged investment portfolios make selecting the alternative assets for your IRA simple and easy.
The Regal Assets gold IRA fees are low and competitive with what you’ll find from others in the industry, and Regal Assets investment minimums at $5,000 make them accessible to just about any precious metals investor in the U.S.
Investing in precious metals is simple with Regal Assets.
Visit the Regal Assets website to request more information and learn your options for moving money out of the stock market and adding gold and silver to your retirement account.