UPDATE: We no longer recommend or endorse Regal Assets. We are an independent company that reviews financial products, we are not financial advisors. We are no longer affiliated with Regal Assets or any of their subsidiaries.
To see our recommended gold IRA providers, check out the best gold IRAs here. For high networth individuals with $50K or more to invest, check out Augusta Precious Metals. For investors with $25K+ to invest, we suggest Goldco.
Update # 2: As of January, 18th, the RegalAssets.com website is no longer available on the internet. As we've noted above, we no longer endorse or recommend Regal Assets to anyone. As far as we know, this company is no longer active or operational in any way. We've also seen an uptick of online complaints lately for Regal Assets and strong caution is warranted. Please be careful and choose a reputable IRA provider.
Disclosure: We are reader-supported. If you buy through links on our site, we may earn a small commission. Learn more.
Regal Assets Review: Pros and Cons
Every company has their pros and cons. In this Regal Assets review, we’ll dig into the good, bad, and the ugly with this gold IRA firm.
Regal Assets Review: What Sets Regal Assets Apart?
Highlights of our Regal Assets review:
- Regal Assets has very low account minimums. You can get started with as little as $5,000 for cash deals and add precious metals to your retirement portfolio with as little as $10,000.
- Great for retirement account transfers. If you want to rollover your 401(k) or IRA for the purchase of precious metals, Regal Assets can do it and will help you every step of the way.
- Regal Assets is a great choice if you want to purchase cryptocurrencies as well as precious metals. If you want to buy Bitcoin, Ethereum, or other crypto assets in your SDIRA, Regal Assets can facilitate that. You can mix these assets within the same IRA and have it all done through the same Regal account representative.
BEWARE OF GOLD IRA DEALER LIEs: Get The Guide
The addition of Bitcoin and other crypto investments is what really sets Regal apart, in our opinion.
With most gold IRA companies, If you wanted to diversify your gold IRA into other alternative assets, you would have to work with two different departments of two separate companies in order to set up your new account.
With Regal Assets it can all be done under the same roof - streamlined and simple. If you’re considering adding both cryptocurrencies and precious metals to your IRA, you should strongly consider working with Regal Assets.
Regal Assets - Company History
Regal Assets was launched in 2009. Located in southern California, the company has established itself as one of the most recognizable names in the precious metals industry.
In 2013, Regal Assets ranked #20 on INC 500’s list for financial services. The firm has been featured in Forbes, Smart Money, RT America, Bloomberg, MarketWatch, and more.
Who Is Tyler Gallagher?
CEO Tyler Gallagher has been quoted in The Huffington Post, Bitcoin.com, and is a member of the Forbes Financial Council - an invite only community for senior leaders in finance.
As the CEO and founder of Regal Assets, he’s brought the company to over $1 billion in assets under management, and helped propel them into one of the most sought after gold IRA companies.
He’s also a contributor to Forbes Magazine and has founded several other companies.What is a Regal Assets IRA?
A Regal Assets IRA is a form of Self-directed IRA (SDIRA) that allows you to invest in alternative assets like gold and cryptocurrencies, and hold them in a tax-advantaged retirement account.
BEWARE OF GOLD IRA DEALER LIEs: Get The Guide
We recommend a Regal IRA if you’re looking to mix cryptocurrencies with precious metals.
In the next few sections, we’ll go over their specific products and investment vehicles.
What Precious Metals Can I Hold in a Regal IRA?
Precious metals options for Regal IRAs
Regal Assets specializes in gold IRAs, but can also facilitate the cash purchase of other IRA precious metals.
The company has a wide selection of gold IRA-eligible bullion bars and coins to choose from, but can also source non-IRA eligible coins for your personal collection if that’s what you’re looking for.
Just a small example of the gold, silver, platinum, and palladium products you can buy for your Regal gold IRA:
- Gold, Silver, and Platinum American Eagles
- Gold American Buffalos
- Gold, Silver, Platinum, and Palladium Canadian Maple Leafs
- Gold and Silver Austrian Philharmonics
- Gold Chinese Pandas
- Gold South African Krugerrands
- Silver Australian Kookaburras
- Silver and Platinum Australian Koalas
- Silver Britannia Coins
- 1-50 gm. Credit Suisse Gold Bars
- 10 oz. Johnson Matthey Silver Bars
- 1-10 oz. Credit Suisse Palladium Bars
Many Americans like to stick with the popular coins such as the American Eagles and Canadian Maple Leaf coins for retirement accounts.
You may choose to go with the more common precious metals, but know that Regal Assets offers a large selection of bullion products for your precious metals IRA.
As a gold IRA investor, you have more than enough gold, silver, platinum, and palladium bullion options with Regal Assets gold products.
What Cryptocurrencies Can I Hold in a Regal IRA?
Cryptocurrency options for Regal IRAs
When compared to the other bitcoin IRA companies, Regal Assets has the largest selection of cryptocurrency options for your investment.
Some crypto IRA companies are slower to make new coins available to their customers.
Regal Assets prides themselves as having the largest selection of crypto for inclusion in your retirement account.
A quick look at some of the cryptocurrencies Regal Assets currently offers include:
- Aave
- Bitcoin
- Bitcoin Cash
- Bitcoin SV
- Cardano
- Chainlink
- Dash
- Dogecoin
- Ethereum
- Ethereum Classic
- Litecoin
- Maker
- Ripple
- Stellar
- ZCash
If you’re interested in diversifying your retirement or investment portfolio into alternative assets, but do not want to select the metals or cryptocurrencies for your account, Regal Assets has put together recommended investment packages that you can choose as an investment option.
Regal Assets Investment Packages
The Merchant Package, for example, is their smallest package starting at $5,000. This is a mix of both gold and silver bullion bars and coins.
BEWARE OF GOLD IRA DEALER LIEs: Get The Guide
The company has packaged six separate portfolios for investors at all levels, ranging from $5,000 to $250,000 for investors to select.
- Merchant Package ($5,000)
- KnightHood Package ($10,000)
- Legacy Portfolio ($25,000)
- Kingship Portfolio ($50,000)
- Dynasty Portfolio ($100,000)
- Coronation Portfolio ($250,000)
Their smaller packages are typically cash sales with investors buying metals for home delivery.
Regal Assets starts adding cryptocurrencies to their pre-packaged portfolios with the Legacy Portfolio.
Take a look:
Most precious metal IRA customers are in the range between the Legacy Portfolio, Kingship Portfolio, or Dynasty when it comes to their retirement accounts.
Regal Assets’ $250,000 Coronation Portfolio is designed for institutional investors or high net-worth individuals.
WIth each of these packages, your account rep can work with you to custom tailor your account, mixing either physical precious metals or cryptocurrencies (or both) to fund your Regal IRA.
Regal Assets Fees and Pricing
The Regal Assets team has served thousands of customers across the United States in their 13+ years of business.
In this time, they’ve secured relationships with the top self-directed IRA custodians and vault depository companies in the industry.
They’ve also been able to negotiate on fees for their customers, making their gold and crypto IRA offerings very competitive with what others are offering in this space.
Let’s go through the various Regal Assets fees below.
Regal Assets Gold IRA Fees
Regal Assets has worked with several of the top custodians and vault storage facilities over the years. At the time of this writing, they use CNB Custody as their preferred self-directed IRA custodian and Brinks Global Services as their partner vault storage provider.
With a Regal gold IRA account, you can expect to pay a flat rate of $125 annually for segregated vault storage, and pay a flat $90 annually for custodial fees to CNB.
This comes out to a total of $215 annually to maintain your Regal IRA in compliance with the IRS.
Important note: Regal Assets will cover all first year fees (and account setup fees) for your new gold or crypto IRA accounts. The $215 in annual storage and custodial fees do not kick in until the second year that your precious metals IRA is active.
Regal Assets Crypto IRA Fees
If you’re buying both precious metals and cryptocurrencies with your Regal IRA, the fee structure is slightly different. The $125 annual Brinks storage fee remains the same.
The custodial fees bump up to $240 annually and include a monthly fee of .005% of your total account holdings.
This adds up to $360+ in annual fees for investors holding both precious metals and cryptocurrencies in your alternative assets IRA.
When comparing bitcoin IRA companies, it’s important to note that Regal Assets offers secure fully insured cold-storage of your crypto holdings in compliance with IRS tax rules.
Regal is the first company in the alternative assets IRA market with a crypto trading license, and they offer the largest selection of coins.
If there’s a specific cryptocurrency that you want for your IRA - Regal is willing to source it for your IRA. This is something we haven’t found from their competitors.
Regal Assets Gold Buy-Back Program
You may be interested in holding your Regal IRA account for the long haul, but at some point you may want to take distribution or liquidate metals from your account.
At that time, you can have your precious metals delivered to your home or any other destination of your choice.
Regal can have your metals shipped directly from your IRS approved depository to any U.S. location within 7 days. Regal Assets insures all metals, providing safe transport of your investments during delivery.
If they miss this 7 day deadline, the company will send you a free Silver American Eagle coin for your troubles!
If you choose to sell your metals for their cash value, you also have a guaranteed buyer with Regal Assets.
In our research, Regal Assets offers one of the most generous precious metals buy-back programs in the industry.
Some gold IRA companies claim to offer top dollar for your metals, only to end up charging extra fees and applying other trickery to profit during the buy-back process.
Ask your Regal Assets account rep about their buy-back program and compare it with other dealers you're vetting. When discussing with any gold IRA company, make sure to get all fees in writing.
If you’re planning on having your home storage gold IRAs are not recommended by the IRS and can land you in serious trouble.
Regal Assets Reviews: Reputation & Complaints
Online Regal Assets reviews reveal mostly positive customer reviews and ratings for the precious metals IRA company.
They also have a lot of verified reviews posted on their website:
A few websites that stand out in our research:
- BirdEye: Regal Assets has earned a 4.9 star average rating based on 1,739+ customer reviews
- TrustLink: Regal Assets has earned a 4.5 star average review rating based on 1,086+ customer reviews and complaints.
- Better Business Bureau: Regal Assets currently has a B- rating with the BBB.
- Business Consumer Alliance: Regal Assets holds an AAA rating with the BCA and has a 5 star average review based on 57 client reviews on the platform.
- TrustPilot: Regal Assets reviews show a 4 out of 5 star average review on TrustPilot based on 5 customer reviews.
Regal Assets Alternatives
There are plenty of awesome alternatives of Regal Assets. When it comes to gold investing companies, there's no shortage of providers.
If you're looking for coins and bullion outside of an IRA, Pacific Precious Metals might be a good fit. If you're looking for a smaller firm that's known for their excellent customer service, you might check out Texas Precious Metals. If you're looking for other types of gold investing (stocks, bonds, etc.), you might check out Fidelity.
For the Best Gold IRA programs , we've created some short summary reviews below:
# 1 - Augusta Precious Metals (Most Trusted)
Augusta Precious Metals is our top gold IRA company recommendation. They have a great reputation, are great for high networth individuals, and have been around since 2012. They are almost completely focused on precious metals as their name suggests. Augusta Precious Metals is extremely well rated by both the Better Business Bureau as well as the Business Consumer Alliance.
We gave Augusta Precious Metals 5 Stars based on a number of factors, including: Team, Pricing, Support, Security, and Selection.
Pros
Cons
# 2 - Birch Gold Group (Best Choice For New Investors)
Birch Gold Group is a company with almost two decades of history. They’re gold IRA specialists with a great reputation that charges low fees and has an excellent as well as easy buyback program. Birch Gold Group is recommended for new investors since they’re easy and efficient to work with, have low fees and you can start a gold IRA with them for as low as $10,000.
We gave Augusta Precious Metals 4.5 Stars based on a number of factors, including: Team, Pricing, Support, Security, and Selection.
Pros
Cons
# 3 - American Hartford Gold (Best Customer Service)
American Hartford Gold is easily one of the most trustworthy gold IRA dealers, with near pristine ratings and reviews online, great product inventory, and super a super helpful team with great customer service. It's obvious they care about their customers. On the other hand, if you're looking for platinum or palladium, you're out of luck. We gave AHG 5 out of 5 stars.
We gave American Hartford 5 Stars based on a number of factors, including: Team, Pricing, Support, Security, and Selection.
Pros
Cons
# 4 - Advantage Gold (Best For IRA Rollovers)
Advantage Gold is a relatively young company that’s been in business since 2014 and an awesome gold IRA company to work with for a rollover. They specialize in converting eligible accounts into precious metals IRAs and deal with both precious metals IRAs as well as cash sales of precious metals.
We gave Augusta Precious Metals 5 Stars based on a number of factors, including: Team, Pricing, Support, Security, and Selection.
Pros
Cons
# 5 - Gold Alliance (Focus on Retirement Investing)
Gold Alliance is one of the oldest companies in the gold IRA sector that we've come across. With a dedicated focus to retirement gold investing, you're in good hands if you're looking to open a gold IRA with Gold Alliance, however, we recommend looking elsewhere if you want to invest in gold outside of an IRA.
We gave Gold Alliance 4.5 Stars based on a number of factors, including: Team, Pricing, Support, Security, and Selection.
Pros
Cons
Frequently Asked Questions About Regal Assets
Yes. In our review, we found that Regal Assets is legit. While you can find some negative reivews online, overall sentiment is positive and Regal Assets is considered trustworthy by most customers and ratings companies.
Most people invest in precious metals for a variety of reasons: to hedge against inflation, to grow wealth longterm, and to protect retirement income. Whether or not you should invest in precious metals is up to you. Make sure you do your due dilligence, discuss your needs with a financial advisor, and make smart decisions for yourself and your family.
Regal Assets Review - Final Thoughts
UPDATE: We no longer recommend or endorse Regal Assets. To see our recommended gold IRA providers, check out the best gold IRAs here. For high networth individuals with $50K or more to invest, check out Augusta Precious Metals. For investors with $25K+ to invest, we suggest Goldco.
Many Americans want to move money out of the stock market and into alternative assets. The Regal IRA offers diversity with both precious metals and crypto, with a wide selection of gold, silver, platinum, and palladium bars and coins for your investment needs.
The prepackaged investment portfolios make selecting the alternative assets for your IRA simple and easy.
The Regal Assets gold IRA fees are low and competitive with what you’ll find from others in the industry, and Regal Assets investment minimums at $5,000 make them accessible to just about any precious metals investor in the U.S.
Investing in precious metals is simple with Regal Assets.
Visit the Regal Assets website to request more information and learn your options for moving money out of the stock market and adding gold and silver to your retirement account.
