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Gold Gate Capital Review Summary

In our Gold Gate Capital review, We'll cover their products, fees, reviews, IRA requirements and its alternatives. You will learn why Gold Gate Capital is one of our top recommendations for gold IRA companies in 2024. We rated Gold Gate Capital 4.5/5 stars across multiple categories including quality, pricing, support, products, and security. 

Overall Rating: 
4.5/5 stars






Key Takeaways From Our Gold Gate Capital Review:

  • One of the most transparent buyback programs out of any gold IRA company
  • 15 years of experience makes them one of the older companies in the sector
  • Good selection of gold and silver bullion in and out of an IRA

Gold Gate Capital Pros & Cons


  • Great Reviews: Gold Gate Capital boasts a solid A+ rating with the Better Business Bureau, signifying excellent customer service and ethical practices. 
  • Transparency and Choice: Unlike some gold IRA companies, Gold Gate Capital prioritizes clarity in their fees and pricing structure.
  • Streamlined Experience: Investing in gold IRAs can be intimidating, but Gold Gate Capital simplifies the process. They handle much of the administrative burden, assisting with paperwork, rollovers, and account setup.


  • Limited Precious Metals: While Gold Gate Capital excels in gold and silver offerings, they currently focus solely on these two metals.
  • Minimum Investment Amounts: Entering the world of gold IRAs might involve minimum investment amounts, not suitable for every budget. Be sure to check their specific requirements before committing.
  • Additional Fees: Transaction fees for buying and selling within your IRA or direct purchases outside of an IRA might need to be factored into your long-term investment considerations.

What is Gold Gate Capital? Company Background & Overview

Founded in 2008, Gold Gate Capital has carved its niche in the Los Angeles precious metals market, aiming to make owning gold and silver accessible and straightforward.

invest in gold

Their core offering centers around gold IRAs, facilitating the transfer of existing retirement funds into physical gold and silver, allowing for diversification and potential market protection. Gold Gate Capital also deals in bullion outside of IRAs, having a pretty impressive selection for retail buyers.

Gold Gate Capital IRA Product & Services

getting started with gold gate

Physical Gold & Silver IRA

Gold and silver IRAs are the main product offered by Gold Gate Capital, and they've streamlined it quite a bit. What would usually be a daunting process is made quite simple:

  1. Initial Consultation: Begin with a free consultation to discuss your investment goals and risk tolerance with a dedicated representative. They'll explain the intricacies of gold IRAs and answer any questions you may have.
  2. Account Setup: Once you've decided to proceed, Gold Gate Capital will guide you through the paperwork and IRS regulations associated with establishing your IRA. They'll handle much of the administrative burden, simplifying the process for you.
  3. Funding Your IRA: You can either roll over funds from an existing IRA or traditional IRA contribution to your new retirement account. Gold Gate Capital facilitates the rollover process, ensuring seamless transfer of your retirement savings.
  4. Selecting Precious Metals: Choose from a diverse selection of IRA-eligible gold and silver coins and bars. You can also choose from various weights and forms, catering to your investment goals and budget.
  5. Secure Storage: Your precious metals will be stored in the secure vaults of their reputable custodians, like Brinks or Delaware Depository, ensuring the safety and integrity of your holdings.

Gold and Silver Coins

Gold and silver are the only precious metals available from Gold Gate Capital, which might be a problem for some investors. While there are no platinum group metals, the gold and silver bullion selection is pretty appealing:

1. Gold
gold gate capital gold ira coins
  • American Gold Eagles: The quintessential American bullion coin, available in 1 oz, ½ oz, ¼ oz, 1/10 oz, and 1/20 oz sizes. Their classic St. Gaudens design and purity (.9167 gold) make them a must-have for any precious metals portfolio.
  • Canadian Maple Leafs: Renowned for their exquisite craftsmanship and purity (.9999 gold), these coins come in 1 oz, ½ oz, ¼ oz, 1/10 oz, and 1/20 oz sizes.
  • South African Krugerrands: Recognized for their unique size and affordability, Krugerrands offer a convenient entry point into gold investment. Available in 1 oz and ½ oz sizes, their distinct rand value and purity (.9167 gold) make them a popular choice for diversifying portfolios.
  • Other sovereign coins: Gold Gate Capital boasts a diverse selection of sovereign coins from across the globe, including British Sovereigns, Austrian Philharmonics, and French Napoleons. Each coin bears the unique history and cultural significance of its issuing nation, appealing to both investors and collectors.
  • Wide selection of gold bars from top refineries
2. Silver
gold gate capital silver coins
  • American Silver Eagles: The silver counterpart to the Gold Eagle, these coins offer exceptional value with their affordability and high purity (.999 fine silver). Available in 1 oz, ½ oz, ¼ oz, and 1/10 oz sizes, they're a solid choice for adding silver to your investment portfolio.
  • Canadian Silver Maple Leafs: Sharing the iconic maple leaf design with their gold counterparts, these silver coins offer affordability and high purity (.999 fine silver). Available in 1 oz, ½ oz, ¼ oz, and 1/10 oz sizes, they're a versatile option for diversifying with silver.
  • Silver Rounds: For those seeking a more cost-effective entry point, silver rounds offer a compelling alternative to traditional coins. Available in various sizes and designs, they provide a practical way to accumulate silver at competitive prices.
  • Other silver coins: Explore a world of international silver coins with Gold Gate Capital's comprehensive selection. From Austrian Philharmonics to Mexican Libertads, each coin brings its own unique history and artistry to your precious metals collection.
  • Wide selection of silver bars from top refineries.

Gold Gate Capital Fees and Pricing

Transparency is crucial when navigating the world of precious metals investments, and Gold Gate Capital prioritizes clarity around their fees. Here, we'll take a detailed look at the costs associated with various services and products offered by this Los Angeles-based precious metals dealer.

Gold & Silver IRAs:

  • Setup Fee: $100 for establishing a new gold & silver IRA.
  • Annual Administration Fee: $85 per year, covering account maintenance and reporting.
  • Storage Fee: Based on the total value of your holdings, with rates ranging from 0.25% to 0.75% per year.
  • Transaction Fee: 1% for buying and selling precious metals within your IRA.

Direct Purchases and Additional Fees:

  • Transaction Fee: 1% for buying and selling gold and silver bars and rounds.
  • Wire Transfer Fee: $30 for incoming domestic wire transfers and $50 for outgoing domestic wire transfers.
  • Check Fee: $30 for stop-payment requests on checks.
  • Lost Certificate Replacement Fee: $100 for replacing a lost or damaged certificate of ownership.

Is Gold Gate Capital Safe and Secure?

Short answer: yes. When considering Gold Gate Capital, you'll encounter a company built on a foundation of experience, reputable partnerships, and unwavering commitment to safeguarding your assets.

Their longevity speaks volumes about their competence and stability, as they wouldn't stay afloat for a decade and half if they didn't have a solid bottom line.

In an industry where trust is paramount, Gold Gate Capital also prioritizes transparency. Their website offers clear and thorough information on their services, fees, and storage practices.

We'll get to the overwhelmingly positive reviews soon. Before that, let's go over how their IRA is set up to show you what I mean when I say they have plenty of commitment.

Gold Gate Capital Custodian

Gold Gate Capital does not disclose the name of their custodian on their website. This is a common practice in the gold IRA industry, as custodians are often third-party financial institutions that hold the physical gold on behalf of the IRA owner.

While the specific custodian remains undisclosed, Gold Gate Capital does emphasize that their chosen custodian is an "insured depository" that meets all IRS regulations for storing precious metals in IRAs. This means that the gold is held in a secure vault that is regularly audited and insured against loss or theft.

Gold Gate Capital Vault Storage

Like in the case of custody, Gold Gate Capital doesn't go into the details surrounding its vault storage.

This might mean that their preferred depositories change or that they prefer to let the customer choose. Either way, you can expect a bullion vault that is as secure as anything you've encountered.

For that matter, you'll probably get to choose the depository you'd like from a list of approved ones, as tends to be the standard with reputable gold IRA dealers.

Gold Buy-Back Program

Gold Gate Capital offers a "guaranteed" buyback program for gold held in IRAs through them. However, it's vital to understand that "guaranteed" doesn't equate to automatic or hassle-free. The program comes with specific terms and conditions that investors need to be aware of before making any decisions.

Firstly, the guaranteed buyback applies only to the "metal value" of your gold, not the full account value. This means you won't recoup any associated fees or service charges you might have incurred during your investment. Additionally, the program outlines a specific spread, a difference between the market price of gold and the price Gold Gate Capital offers. This spread can vary depending on market conditions and the type of gold you hold, potentially impacting your final returns.

Another key point is the minimum quantity requirement. Gold Gate Capital sets a minimum threshold for buybacks, meaning you can't liquidate small portions of your holdings at will. This might not be ideal if you need immediate access to a smaller amount of your investment.

Furthermore, it's important to note that the buyback program is not instantaneous. There's a processing timeframe involved, during which your gold is valued and the transaction is finalized. This means you might not have immediate access to your funds, which could be a factor if you require quick liquidity.

On the other hand, Gold Gate Capital again emphasizes transparency in their buyback program, providing a dedicated webpage outlining its terms and conditions.

Gold Gate Capital IRA Reviews: Reputation and Complaints

gate capital reviews

Here's a quick snapshot of what the major review sites have to say:

  • Better Business Bureau (BBB): A+ Rating: This top accolade speaks volumes about Gold Gate Capital's dedication to ethical practices and customer satisfaction. Notably, 100% of customer complaints on the BBB platform have been resolved, demonstrating their prompt and effective response to concerns.
reviews and complaints
  • TrustLink: 5 out of 5 Stars: This renowned review haven bursts with glowing testimonials for Gold Gate Capital. Reviewers laud their knowledgeable representatives, seamless transaction process, and competitive pricing, resulting in a stellar 5 out of 5 star rating.
  • Birdeye: 4.9 out of 5 Stars: Birdeye platform mirrors the positive trend, with customers highlighting clear communication, efficient execution, and overall reliability.
  • Google Reviews: 4.7 out of 5 Stars: Even Google reviews, notorious for mixed bags, reflect the overwhelmingly positive sentiment. Reviewers consistently praise their helpfulness, responsiveness, and commitment to ensuring a smooth investment experience.

While individual experiences may vary, the sheer volume of positive feedback across these diverse platforms paints a clear picture. Gold Gate Capital consistently earns top marks for their commitment to customer satisfaction, transparency, and ethical business practices. This sustained positive feedback speaks volumes about their dedication to building trust and delivering a positive experience for their clients.

Gold Gate Capital Alternatives

If you're interested in some competitors, we've assembled a list of other top gold IRA companies in the sector so that you can compare and decide for yourself:

augusta precious metals logo

# 1 - Augusta Precious Metals (Most Trusted)

Augusta Precious Metals is our top gold IRA company recommendation. They have a great reputation, are great for high networth individuals, and have been around since 2012. They are almost completely focused on precious metals as their name suggests. Augusta Precious Metals is extremely well rated by both the Better Business Bureau as well as the Business Consumer Alliance. 

How we rated Augusta

We gave Augusta Precious Metals 5 Stars based on a number of factors, including: Team, Pricing, Support, Security, and Selection.


  • Best for high networth individuals
  • 100% 5 stars at ratings firms (as of 2022)
  • Great pricing and waived fees


  • High minimum investment amount ($50K)
  • Less gold selection than some dealers
  • Not as good for beginners
american hartford gold logo

# 2 - American Hartford Gold (Best Customer Service)

American Hartford Gold is easily one of the most trustworthy gold IRA dealers, with near pristine ratings and reviews online, great product inventory, and super a super helpful team with great customer service. It's obvious they care about their customers. On the other hand, if you're looking for platinum or palladium, you're out of luck. We gave AHG 5 out of 5 stars. 

How we rated American Hartford Gold

We gave American Hartford 5 Stars based on a number of factors, including: Team, Pricing, Support, Security, and Selection.


  • Pristine reviews and ratings online
  • Great selection of coins and bullion
  • Lots of great promotions & low minimums


  • Pricing is not transparent on the website
  • No platinum or palladium products listed
  • Unclear if they will price match with competitors
birch gold logo

# 3 - Birch Gold Group (Best Choice For New Investors)

Birch Gold Group is a company with almost two decades of history. They’re gold IRA specialists with a great reputation that charges low fees and has an excellent as well as easy buyback program. Birch Gold Group is recommended for new investors since they’re easy and efficient to work with, have low fees and you can start a gold IRA with them for as low as $10,000. 

How we rated Birch Gold

We gave Augusta Precious Metals 4.5 Stars based on a number of factors, including: Team, Pricing, Support, Security, and Selection.


  • Competitive fees and great pricing
  • Awesome customer onboarding experience
  • Great selection of precious metals


  • Some negative reviews online
  • Large minimum account size
  • Not much info on leadership
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# 4 - Lear Capital (Trusted and Established)

Lear Capital is one of the oldest names in the gold IRA industry. Founded in 1997, Lear has made a name for itself for many years as a trusted provider with a solid reputation in customer support and account management. We recommend them for all your gold IRA needs, but if you're looking for platinum or palladiums, look elsewhere.

How we rated Lear Capital

We gave Lear Capital 4.5 Stars based on a number of factors, including: Team, Pricing, Support, Security, and Selection.


  • Excellent customer service and support
  • Transparent and competitive pricing
  • Easy account opening process


  • High fees for smaller investments
  • Limited focus on gold and silver only

FAQs About Gold Gate Capital

Is Gold Gate Capital worth it?

Whether Gold Gate Capital is "worth it" depends on your priorities. It boasts strong customer service, secure storage and plenty of transparency, with only a lack of platinum and palladium as major off-putters.

Where is Gold Gate Capital located?

Like most gold IRA companies you'll encounter, their offices are in Los Angeles, California, though they conduct most of their business online.

Does Gold Gate Capital provide a free gold IRA investor kit?

Yes, Gold Gate Capital offers a free gold IRA investor kit. You can request it directly on their website by filling out a form with your basic information. The kit includes educational materials about gold IRAs, the benefits of investing in gold, and the steps involved in setting up a gold IRA account with Gold Gate Capital.

Does Gold Gate Capital deliver all around the US?

Gold Gate Capital should ship its metals sold to customers outside of an IRA to all 50 states.

Who Should Become A Gold Gate Capital Customer?

Gold Gate Capital can be a great fit for investors seeking stability and security during uncertain times. If you fall into any of these categories, you might find their services particularly valuable:

  • Cautious Investors: Looking for a hedge against inflation and market volatility? Gold can act as a safe haven asset, and Gold Gate Capital specializes in helping you invest in it strategically.
  • IRA Seekers: Want to diversify your IRA with physical gold but don't know where to start? Gold Gate Capital guides you through the process, making it simple and secure.
  • Security-Conscious: Prioritizing the safekeeping of your precious metals? They utilize a network of insured vaults across the US, ensuring maximum protection for your investment.

Gold Gate Capital Review - Is it Right For You?

Gold Gate Capital has emerged as a compelling player in the field of gold IRAs, particularly for those seeking security, service, and specialized expertise.

Gold Gate Capital Review

While no single investment fits everyone's needs, Gold Gate Capital's strengths warrant serious consideration for individuals looking to diversify their portfolios with precious metals.

About the author 

Sam Rexford

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